My First Home?

I am in love.

The sweetest house is for sale in my neighborhood. Right now, I'm a renter, and though I my landlord is great, and my apartment is cute (wood floors, fireplace, stained glass), it's not mine. I can paint, but not strip all the white paint off the wood doors. I can have a little garden in the backyard, but not fix the worn-down back porch. Of course, these are certainly small things. And I know that the responsibility that comes with home ownership is huge--no landlord to turn to when, say, the radiator is spurting water 2 1/2 feet up my dining room curtain.

But I LOVE this house. It's been on the market for a few months now, and I've been drooling since I first saw the sign in the front yard. Since I moved into my apartment, I've thought that if I did eventually buy, I'd want it to be in the same neighborhood--featured in This Old House magazine recently. It's full of old, beautiful houses, big old trees, right on a huge park, and friendly people. The house I want is actually located across the street and two houses over from the two neighbors I've become friends with (one of whom is also a single female UCC pastor who adopted--go figure!).

This house needs a little updating, but clearly has "good bones." I'm also not a person who likes a "move-in ready" house. I enjoy DIY projects and putting my own style and personality in things--and that can be done slowly, over time.

The biggest stumbling block between me and this house, however, is the down payment. I've got nothing, and with the market crash and reports of bad mortgages, banks are very wary of making those kinds of loans (as am I in requesting one). I've taken the first few steps--cut back on my monthly expenses ("bye bye" cable, home internet, and iPhone), getting intentional about paying down my debt (I paid off two credit cards this month!), and working to build my "liturgical lovely" shop on Etsy to earn extra money. However, that down payment is still pretty far away.

That's where you come in. More than one person, in response to my dilemma, has suggested fundraising or "taking an offering" to help me clear this hurdle. Being a big believer in community and helping each other out, I'm taking their suggestions. Below is a button you can click that will allow you to donate to "Beth's Down Payment Fund" through PayPal. I haven't figure out how yet, but I will thank each donor in some special way.

I woke up this morning with visions of car washes and lawn-raking dancing through my head. I'm willing to work hard towards my goals, but also willing to ask for help, knowing that I'll get the chance to do the same for others some day, and that many hands make light work. Or, as one friend said, "Every little bit helps."

Thank you, and God bless.

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